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Moreover, it ought to be famous that the interest rates associated with the SBA micro loan program are significantly lower than other conventional enterprise loan. This is primarily due to the fact that the Small Business Administration provides a considerable assure to banks that provide this type of loan or line of credit to their prospects. Sometimes, you possibly can obtain a SBA micro loan of as much as $50,000 relying on your credit worthiness, the collateral that you’ve got in your online business, and your small business’ potential to generate a optimistic cash move.